Before we show you anything

Start with your numbers.

A retirement date means little on someone else's figures. Enter your age, portfolio, income and spending, and your result appears here as you type. Nothing leaves your browser.

You are looking at example numbers. Change any input to make this yours.

Your retirement date

Working it out…

Retirement year
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—
Corpus needed iToday's expenses inflated to your retirement year, multiplied by your chosen FIRE multiple.
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at FIRE date
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Net worth today
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Net worth as of today
Savings rate
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surplus / yr
Years in retirement
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corpus at lifespan
Plans that survive iShare of 500 randomised market paths in which your money lasts to your lifespan (volatility ≈ 14%).
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of 500 paths survive
Stress tests passed iHow many of five bad-event scenarios your corpus survives to your lifespan.
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scenarios survive
Biggest lever
Calculating…
Biggest risk
Calculating…
How far along you are, counting investable net worth only 0%
Investable NW: — Target: —
EPF / PPF Bridge at Retirement
Liquid corpus
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EPF+PPF (locked)
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Total corpus
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—

Milestones

What you need, and when

Choose the age you want to stop working. The page works backwards to the net worth you should hold at each age along the way, and compares it with where your current savings take you.

Where your plan takes you
What you need to have
Corpus target (inflating)
AgeYearNet worth neededIn today's moneyYour planAhead / behind

Where your money sits

Current portfolio by asset class.

How often the plan holds up

500 randomised markets, median with a pessimistic and optimistic band.

If markets turn against you

Your retirement corpus under five bad-event scenarios, from the day you stop working to your lifespan.

Assumptions and method iLoading…

© KRS 2026 · v4.6 · For personal planning only. Not financial advice.
Returns and tax rates are estimates; actual outcomes will vary.